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0333 050 2088
enquiries@gmg-insurance.co.uk
Shops & Retailers Insurance
Whether you run a local convenience store, manage a chain of clothing shops, or operate a specialist retailer, Shops & Retailers Insurance helps protect your premises, stock, and income from unexpected events. Designed for shop owners, market traders, and retail businesses of all sizes, this policy offers flexible cover tailored to your unique needs—so you can focus on serving your customers with confidence.
Categories
Property Types
Convenience Store
Protects your shop, stock, and licence against risks like theft, fire, and liability claims—helping you serve your community with confidence.
Corner Shop
Covers your premises, contents, and daily operations from unexpected events such as property damage, break-ins, or public liability.
Clothing
Safeguards your clothing store’s inventory, fixtures, and customers against theft, accidental damage, and liability claims.
Butchers
Insures your butchery’s equipment, refrigerated stock, and staff against spoilage, equipment breakdown, and public liability.
Pharmacy
Protects your pharmacy’s premises, medical stock, and staff from risks like theft, damage, and professional liability.
Petrol Station
Covers your forecourt, shop, and fuel supplies against fire, environmental risks, and liability claims from customers or third parties.
Grocery Store
Safeguards your grocery store’s building, stock, and income from risks such as fire, theft, spoilage, and business interruption.
Newsagents
Protects your newsagent’s premises, stock, and cash against theft, accidental damage, and liability claims.
What’s Covered
Essential Covers
And the cherry on top...
Legal Expenses
Provides support for legal disputes related to your business, including employment issues, contract disagreements, and regulatory investigations.
Terrorism
Covers damage or disruption caused by acts of terrorism, helping your business recover from unexpected and extreme events.
Loss of Rent
Compensates for lost rental income if your property becomes uninhabitable due to an insured event like fire or flood.
Equipment Breakdown
Provides rapid assistance and financial protection if essential equipment—like refrigeration units, tills, or ovens—suffers mechanical or electrical failure, helping you repair or replace items quickly and minimize business disruption.