Covers legal costs and compensation if an employee is injured or becomes ill as a result of their work for you.

Protects against claims arising from products you sell or supply that cause injury or property damage.

Insures against accidental breakage of windows, doors, and other glass fixtures at your shop.

Covers built-in items and equipment—like counters, shelving, and display units—against damage or loss.

Protects your inventory against risks such as theft, fire, flood, or spoilage.

Provides financial support if your business can’t operate due to an insured event, helping cover lost income and ongoing expenses.

Protects the physical structure of your shop against fire, flood, storm damage, and other insured risks.

Covers your stock and supplies while being transported between locations, protecting against loss or damage in transit.

Provides compensation if you lose your licence to trade or sell certain products, due to circumstances beyond your control.

Insures money kept on your premises or in transit, protecting against theft, loss, or damage.

Covers outstanding customer debts that become irrecoverable due to an insured event, helping protect your cash flow.