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0333 050 2088
enquiries@gmg-insurance.co.uk
Food & Drink Business Insurance
Whether you run a cozy café, a bustling restaurant, or manage a chain of bars, Food & Drink Business Insurance helps protect your premises, equipment, and income from unexpected events. Designed for owners, operators, and entrepreneurs in the food and beverage industry, this policy offers flexible coverage tailored to your unique needs.
Categories
Business Types
Restaurants
Protect your premises, staff, and customers against accidents, property damage, and business interruptions, ensuring your restaurant can operate with confidence.
Cafés
Cover your café’s equipment, stock, and liability risks, including customer incidents and unexpected closures that could impact your income.
Bars & Wine Bars
Safeguard your bar’s assets, staff, and patrons from property damage, liability claims, and loss of licence, helping you stay compliant and secure.
Night Clubs
Protect your nightclub’s property, staff, and guests from liability claims, property damage, and business interruptions, including cover for security staff.
Takeaways
Provide cover for your takeaway’s premises, delivery operations, and liability exposures, including food safety incidents and equipment breakdowns.
Pubs
Protect your pub’s building, contents, and revenue from risks like property damage, public liability, and loss of licence, supporting business continuity.
Bakeries
Insure your bakery’s premises, ovens, and stock against fire, theft, and liability claims, so you can focus on serving your customers.
Catering
Cover your catering business for events, equipment in transit, and liability for food safety or accidents at client locations.
What’s Covered
Essential Covers
And the cherry on top...
Legal Expenses
Provides support for legal disputes related to your business, including employment issues, contract disagreements, and regulatory investigations.
Terrorism
Covers damage or disruption caused by acts of terrorism, helping your business recover from unexpected and extreme events.
Loss of Rent
Compensates for lost rental income if your property becomes uninhabitable due to an insured event like fire or flood.
Security Staff Liability
Protects your business against claims arising from actions taken by employed or contracted security personnel.